X12-COSMO – AI Assisted Commercial Insurance Platform
The only platform for the entire value chain in commercial insurance.
Commercial Insurance Platform
We are experts in complex industrial and commercial business. mgm X12-COSMO is the only platform for underwriting, sales and operations that digitizes your entire value chain. Based on the A12 Enterprise Low Code Platform - for even more flexibility in your individual applications.
Customized products and processes
Product modeling without code
High security for your data
AI assisted
For speed and efficiency
Speed up your processes
With Cosmo, you can speed up your individual work processes in underwriting, quotation/contract preparation, claims management, billing and renewal by up to 90%.
Speed up your digitization project
Thanks to ready-made templates that can be quickly adapted to your individual needs without any programming knowledge, products and processes can go live in just a few weeks.
X12-COSMO Feature Highlights
X12-COSMO AI Suite
- Comprehensive Suite of AI solutions:
Cosmo AI Hosting, Cosmo AI Knowledge Chat, Cosmo AI Assistant, Cosmo AI Framework - Data transfer, comparison and analysis
- Automation, efficiency and speed - even for your existing applications
- Locally hosted AI models:
By you, mgm or your cloud provider - Guided approach with consulting and training
- 100% secure, private, EU-GDPR compliant
MODEL-DRIVEN SOFTWARE ENGINEERING
Why Cosmo?
- Innovative, durable enterprise low-code platform
- Develop your own insurance products, processes and applications without programming
- Ideal as a joint development platform for business and IT
- Simple integration
- Low operating costs
- Fast production
- Cloud native or on-premise
X12-COSMO functional areas
Insights Commercial Insurance
NEWS
27.07.2023
What is Low Code in commercial insurance? An overview.
The presentation (in german langauge) recorded at the CosmoHub event offers insights into the concept of low-code development and its application in the insurance industry. Software development in commercial insurance faces unique challenges due to high customisation and low transaction volume. The (enterprise) low-code approach combines custom software development with low-code functionality in an integrated, secure and robust way. This enables departments without in-depth IT knowledge to participate in application development and comply with organisational processes.
14.07.2023
A network instead of a platform: Digital commercial insurance 5.0?
In this presentation (in german language) recorded at the event CosmoHub on June, 15th 2023, Ansgar Knipschild, Solution Manager at mgm, discusses the concept of digital networks in industrial insurance and highlights their significance over traditional platforms.
16.01.2023
FAQ: Collective settlements (Bordereau) in commercial insurance
This FAQ answers frequently asked questions about collective settlements respectively collective lists of premiums between market partners in industrial insurance. What is a bordereau? And how can the complex process of collective settlements be automated for insurers, brokers and MGAs?
03.06.2022
Whitepaper: Efficient digitization of commercial insurance with low code
Digitise portfolios and processes quickly and efficiently with low code: Distribution, underwriting, inventory management, claims.
31.05.2022
Low Code for Commercial Insurance: New Podcast
In many industries, low-code platforms are seen as the future when it comes to software development. In the enterprise segment, too. How can such tools be used in the industrial insurance business?
Individual AI solutions
We offer customized AI-based solutions that we embed into your business processes to specifically increase productivity.
Our AI solutions are aimed atenterprise customers who want to implement a sustainable and scalable AI strategy.
Our AI solutions are aimed atenterprise customers who want to implement a sustainable and scalable AI strategy.
NEW
AI Workshop
Are you looking for concrete approaches?
We build use cases and solutions.
We build use cases and solutions.
- Modules: AI basics, AI strategy, AI examples
- Target groups: Management, specialist area, IT, beginners, experts
- Results Documents for use in the company
- Learn more (PDF)
Location: At the customer / at an mgm location / remote
Max. Nr. of participants: 7
Max. Nr. of participants: 7
from € 9,000 *
NEW
AI Reality Check
Do you have ideas?
We evaluate and plan.
We evaluate and plan.
- Business case creation
- Development metric
- Risk/reward assessment
- Test data creation and evaluation
Duration: 4-6 weeks
Team Size: from 2 + 2 (customer / mgm)
Team Size: from 2 + 2 (customer / mgm)
from € 20,000/month *
NEW
AI Pilot
Do you want to implement specific use cases?
We deliver.
We deliver.
- Implementation of a subject-specific use case
- Optimization for customer use and target metrics (KPI)
- Agile implementation
- Support through change management & communication
Duration: 2-4 months
Team Size: from 3 + 3 (customer / mgm)
Team Size: from 3 + 3 (customer / mgm)
from € 40,000/month *
NEW
AI Scale
You want to go corporate?
We roll out.
We roll out.
- Scaling strategy, planning and support
- Typical scenario: Scaling an AI pilot
- Inclusive concepts, change management and communication
Duration: 6-12 months / accompanying
Team size: individual (PL, BA, Dev, DevOps...)
Team size: individual (PL, BA, Dev, DevOps...)
Individual agreement
NEW
AI Suite
Do you need secure technology?
We supply everything up to the infrastructure.
We supply everything up to the infrastructure.
- mgm AI Hosting
from €2.000/month - mgm AI Knowledge Chat
€ 900/month + hosting - mgm AI Email Assistant
€ 1.900/month + hosting
Learn more (PDF) - mgm AI DEV Framework
Included with every licence
Term: 12 months
Assessment: flat rate, depending on company size
Assessment: flat rate, depending on company size
Annual license (flat rate)
* all prices net plus VAT
X12-Cosmo: Develop products and apps
by yourself - without coding
For enterprises who build their own business critical software applications.
Benefits: Efficiency, independence and a seamless integration with your individual development processes.
More information about the A12 Enterprise Low Code Plattform here.
Benefits: Efficiency, independence and a seamless integration with your individual development processes.
More information about the A12 Enterprise Low Code Plattform here.
Modern, open tech stack
Meet the team
- We see ourselves as a long-term partner to digitize your processes and products in a joint team.
- The mgm Cosmo team consists of more than 50 experts with many years of experience in the industrial business: underwriters, business analysts, software developers.
- The mgm A12 team keeps the Cosmo platform at the cutting edge of technology and regularly updates the system with the latest innovations - from all mgm industries such as e-commerce and public sector.
Contact
