X12-COSMO – AI Assisted Commercial Insurance Platform

The only platform for the entire value chain in commercial insurance.

Commercial Insurance Platform
We are experts in complex industrial and commercial business. mgm X12-COSMO is the only platform for underwriting, sales and operations that digitizes your entire value chain. Based on the A12 Enterprise Low Code Platform - for even more flexibility in your individual applications.
Customized products and processes
Product modeling without code
High security for your data
AI assisted
REQUEST DEMO

For speed and efficiency

Speed up your processes
With Cosmo, you can speed up your individual work processes in underwriting, quotation/contract preparation, claims management, billing and renewal by up to 90%.
Speed up your digitization project
Thanks to ready-made templates that can be quickly adapted to your individual needs without any programming knowledge, products and processes can go live in just a few weeks.

X12-COSMO Feature Highlights

With over 10 years of development work, Cosmo offers a comprehensive list of functions for various user groups that collaborate digitally via a common platform: Forbrokers, underwriters, claims managers and accountants.

X12-COSMO AI Suite


  • Comprehensive Suite of AI solutions:
    Cosmo AI Hosting, Cosmo AI Knowledge Chat, Cosmo AI Assistant, Cosmo AI Framework
  • Data transfer, comparison and analysis
  • Automation, efficiency and speed - even for your existing applications
  • Locally hosted AI models:
    By you, mgm or your cloud provider
  • Guided approach with consulting and training
  • 100% secure, private, EU-GDPR compliant

X12-COSMO functional areas

Who we work for
We define our success by the number of systems put into production
and their contribution to the business success of our customers.

Insights Commercial Insurance

NEWS
More Industrial Insurance-Related News
Read more about Industrial Insurance-related Projects, Themes and Technology on our mgm insights blog:
PODCAST
ID Industrieversicherung Digital
The podcast “Industrieversicherung Digital” is an initiative for an open exchange about the digitalization of industrial and commercial insurance: insurers, brokers, customers and IT in direct dialogue.

Individual AI solutions

We offer customized AI-based solutions that we embed into your business processes to specifically increase productivity.
Our AI solutions are aimed at enterprise customers who want to implement a sustainable and scalable AI strategy.
NEW
AI Workshop
Are you looking for concrete approaches?
We build use cases and solutions
.
Location: At the customer / at an mgm location / remote
Max. Nr. of participants: 7
from € 9,000 *
NEW
AI Reality Check
Do you have ideas?
We evaluate and plan.
  • Business case creation
  • Development metric
  • Risk/reward assessment
  • Test data creation and evaluation
Duration: 4-6 weeks
Team Size: from 2 + 2 (customer / mgm)
from € 20,000/month *
NEW
AI Pilot
Do you want to implement specific use cases?
We deliver.
  • Implementation of a subject-specific use case
  • Optimization for customer use and target metrics (KPI)
  • Agile implementation
  • Support through change management & communication
Duration: 2-4 months
Team Size:
from 3 + 3 (customer / mgm)
from € 40,000/month *
NEW
AI Scale
You want to go corporate?
We roll out.
  • Scaling strategy, planning and support
  • Typical scenario: Scaling an AI pilot
  • Inclusive concepts, change management and communication
Duration: 6-12 months / accompanying
Team size: individual (PL, BA, Dev, DevOps...)
Individual agreement
NEW
AI Suite
Do you need secure technology?
We supply everything up to the infrastructure.
  • mgm AI Hosting
    from €2.000/month
  • mgm AI Knowledge Chat
    € 900/month + hosting
  • mgm AI Email Assistant
    € 1.900/month + hosting
    Learn more (PDF)
  • mgm AI DEV Framework
    Included with every licence
Term: 12 months
Assessment: flat rate, depending on company size
Annual license (flat rate)
* all prices net plus VAT
Contact us for advice and your individual offer:

Jan Jikeli
Head of AI
E-MAIL

X12-Cosmo: Develop products and apps
by yourself - without coding

For enterprises who build their own business critical software applications.
Benefits: Efficiency, independence and a seamless integration with your individual development processes.
More information about the A12 Enterprise Low Code Plattform
here.

Modern, open tech stack

Meet the team

  • We see ourselves as a long-term partner to digitize your processes and products in a joint team.
  • The mgm Cosmo team consists of more than 50 experts with many years of experience in the industrial business: underwriters, business analysts, software developers.
  • The mgm A12 team keeps the Cosmo platform at the cutting edge of technology and regularly updates the system with the latest innovations - from all mgm industries such as e-commerce and public sector.

Contact

Management Insurance
E-MAIL